Dealing with Old Debt from Chase

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I have an old debt from Chase for about $5K. 

According to, I have 720 and 721 from Transunion and Equifax.

On I have 631, which also shows a balance due from a Chase Card that I owed about $5000. It only shows on experian. I was traveling and stopped paying in Dec 2011 and never settled it.

It says Payment Status - Charge-off, it also shows, and I don't think I received a collection letter for it.

What's my best bet in dealing with this at this point?

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