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Rental Lease Judgement Keeping Us From Obtaining Mortgage


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Are “real lease” judgements removed after 7 years of the DFOD which is 05/24/2011 date or the Date Assigned which is 09/13/2011?

There are also other dates on my credit reports which are (1) Status Date of 03/21/2015, (2) Balance Date of 03/21/2015. 

So when exactly will the judgement be removed?

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The judgment will be removed from your credit report at 7 years from the date of the judgment. The problem is mortgage lenders  also usually look into county recorder records, and judgments remain there according to your state laws. 

Judgments aren't always recorded, but if it is, you need to find out if that's going to be a problem beyond what's showing on your credit report. 

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