Jump to content

PRA MTC Denied N.D. Ala. (Federal District Court)


Pericles
 Share

Recommended Posts

I have a filter set in a pacer service to return all cases filed under a 15:1692 cause of action in federal district courts around the country.  Debt buyers typically move to compel arbitration in these FDCPA cases about a dozen times a month.

The motions to compel are usually pretty boring.  The debt buyer moves to compel arbitration, the motion is granted, the consumer attorney drops the case/consumer, and the case is over.

An opinion from last week, denying PRA's motion to compel, is a little more interesting.  It covers choice of law, some insights into the forward flow agreement, GE/synchrony agreements, the distinction between purchasing title to an entire account versus just purchasing the receivables, credit reporting, and more.

The insights aren't really relevant to debt buyer lawsuits per se.  They are more interesting for FDCPA claims.

I did find interesting that there was agreement by both parties that Utah substantive law applied to the arbitration agreement.  In non-federal state court actions (where debt buyers file their cases), it is rarely seen that a state court will apply any arbitration statutes other than the state law arbitration statutes where the case is filed.

1 18-CV-0026.pdf

  • Like 1
Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.