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Ann_

Help I just received a summons from Portfolio Recovery assoc.

4 posts in this topic

Hello I need help! I just received a summons from PRA LLC. 

They have 4 exhibits attached 

1.evidence of account activity 

2. Final statement before charge off

3. Account terms and conditions 

4. Evidence of assigment

they have a bill of sale attached but nothing specific that states my name or account number in the bill of sales.

 

the original creditor synchrony bank/ amount  approx 3800

 

 

help what do I do!!! How can I try and beat this.

 

last payment was made in June of 2016.

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7 minutes ago, Ann_ said:

help what do I do!!! How can I try and beat this.

Answer the suit using an affirmative defense of private contractual arbitration in JAMS.  Synchrony has the best arbitration clause hands down of any creditor.  Then file a motion to compel arbitration if  your court allows motions to be filed ahead of trial in small claims court.

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I have been reading a lot of threads but I’m still new to this. 

47 minutes ago, Clydesmom said:

Answer the suit using an affirmative defense of private contractual arbitration in JAMS. 

So how should I respond? What should I say back to them in response? Do I simply state that I would like a private contactial arbitrations in Jams?

 

thank you

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2 hours ago, Ann_ said:

I have been reading a lot of threads but I’m still new to this. 

So how should I respond? What should I say back to them in response? Do I simply state that I would like a private contactial arbitrations in Jams?

 

thank you

You are going to have to research how to file an answer or hire an attorney to defend you.  These are legal documents not simple letters you send to the court.

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