ketokone 0 Posted July 23, 2018 Report Share Posted July 23, 2018 I've already agreed to a settlement amount with NCI, OC is Chase. I've called Chase and verified that they are the ones handling it. They are sending me it writing, should arrive soon. On the phone they wanted me to call back when I receive the letter, and do a one time payment through ACH. Is this a bad idea, should I send a check or cashier's check instead? Quote Link to post Share on other sites
millyann 2 Posted July 23, 2018 Report Share Posted July 23, 2018 Money order or cashier's check is the only way to send payment. Never give debit/credit card info or bank account info to a collection agency. Quote Link to post Share on other sites
BV80 2,841 Posted July 23, 2018 Report Share Posted July 23, 2018 53 minutes ago, konkretekone said: I've already agreed to a settlement amount with NCI, OC is Chase. I've called Chase and verified that they are the ones handling it. They are sending me it writing, should arrive soon. On the phone they wanted me to call back when I receive the letter, and do a one time payment through ACH. Is this a bad idea, should I send a check or cashier's check instead? There are legitimate collection agencies out there. I've paid a few collection agencies by personal check when they were collecting for OCs and have never had a problem. When a legitimate agency is collecting for an OC, it's not a scam. If a CA were to try something underhanded, not only would they be guilty of FDCPA violations, they could also violate state consumer laws. Not only you, but the state could go after them and they could lose their license and/or be fined. However, do what makes you comfortable. Quote Link to post Share on other sites
ketokone 0 Posted July 24, 2018 Author Report Share Posted July 24, 2018 Thank you, I will go with a check as well. Quote Link to post Share on other sites
BV80 2,841 Posted July 24, 2018 Report Share Posted July 24, 2018 5 hours ago, konkretekone said: Thank you, I will go with a check as well. Just make sure that every detail is in writing. Quote Link to post Share on other sites