ketokone 0 Report post Posted July 23 I've already agreed to a settlement amount with NCI, OC is Chase. I've called Chase and verified that they are the ones handling it. They are sending me it writing, should arrive soon. On the phone they wanted me to call back when I receive the letter, and do a one time payment through ACH. Is this a bad idea, should I send a check or cashier's check instead? Share this post Link to post Share on other sites
millyann 2 Report post Posted July 23 Money order or cashier's check is the only way to send payment. Never give debit/credit card info or bank account info to a collection agency. Share this post Link to post Share on other sites
BV80 2,552 Report post Posted July 23 53 minutes ago, konkretekone said: I've already agreed to a settlement amount with NCI, OC is Chase. I've called Chase and verified that they are the ones handling it. They are sending me it writing, should arrive soon. On the phone they wanted me to call back when I receive the letter, and do a one time payment through ACH. Is this a bad idea, should I send a check or cashier's check instead? There are legitimate collection agencies out there. I've paid a few collection agencies by personal check when they were collecting for OCs and have never had a problem. When a legitimate agency is collecting for an OC, it's not a scam. If a CA were to try something underhanded, not only would they be guilty of FDCPA violations, they could also violate state consumer laws. Not only you, but the state could go after them and they could lose their license and/or be fined. However, do what makes you comfortable. Share this post Link to post Share on other sites
ketokone 0 Report post Posted July 24 Thank you, I will go with a check as well. Share this post Link to post Share on other sites
BV80 2,552 Report post Posted July 24 5 hours ago, konkretekone said: Thank you, I will go with a check as well. Just make sure that every detail is in writing. Share this post Link to post Share on other sites
