Sign in to follow this  
LClark11

$1 Payment

Recommended Posts

I just looked at my credit report and there is a payment for $1 on my credit that I DID NOT make. This has been in collections since July 2012 and payment was just made this month. How do I find out where the payment came from? Can credit collection agencies make a payment on your account so it stays on your report ? Thank you ! 

Share this post


Link to post
Share on other sites

They cannot 'make a payment' for you. 

Dispute the payment with the credit bureaus. If it comes back verified, you have grounds for a lawsuit. 

Share this post


Link to post
Share on other sites

I attached a notification of the $1 payment. I will try to dispute it and update on the outcome. I am wondering if they are doing it to get my attention? I have never received a letter from them regarding the collection in a few years. 

Screenshot_2018-07-14-20-53-15.png

Share this post


Link to post
Share on other sites

I didn't understand what you were saying, and I thought you had something showing a change in the "last payment" fields.

What you are showing looks to me like they merely rounded down this reporting cycle as opposed to rounding up in previous circle cycles. If my suspicion is correct, it has no effect on the length of time the debt stays on your report, and wouldn't be considered inaccurate. 

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this