LClark11 Posted July 25, 2018 Report Share Posted July 25, 2018 I just looked at my credit report and there is a payment for $1 on my credit that I DID NOT make. This has been in collections since July 2012 and payment was just made this month. How do I find out where the payment came from? Can credit collection agencies make a payment on your account so it stays on your report ? Thank you ! Quote Link to comment Share on other sites More sharing options...
Harry Seaward Posted July 26, 2018 Report Share Posted July 26, 2018 They cannot 'make a payment' for you. Dispute the payment with the credit bureaus. If it comes back verified, you have grounds for a lawsuit. Quote Link to comment Share on other sites More sharing options...
LClark11 Posted July 26, 2018 Author Report Share Posted July 26, 2018 I attached a notification of the $1 payment. I will try to dispute it and update on the outcome. I am wondering if they are doing it to get my attention? I have never received a letter from them regarding the collection in a few years. Quote Link to comment Share on other sites More sharing options...
Harry Seaward Posted July 27, 2018 Report Share Posted July 27, 2018 I didn't understand what you were saying, and I thought you had something showing a change in the "last payment" fields. What you are showing looks to me like they merely rounded down this reporting cycle as opposed to rounding up in previous circle cycles. If my suspicion is correct, it has no effect on the length of time the debt stays on your report, and wouldn't be considered inaccurate. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.