msanbo Posted August 3, 2018 Report Share Posted August 3, 2018 I had a judgment against me in 2004. At the begining of this year I started to pay an agreed amount monthly. The item is now back on my credit report as a charge off and my payments aren't being credited. I disputed the fact that the account should even be on my credit because it's 14 years old. Transunion didn't remove the account. What can I do now? I can't have this on my credit for the next 7 years again. I tried to talk to the creditor and they won't return calls and have no desire to work with me. Also with it being a charge off and my payments not showing up anywhere, and the balance never chaging even after the payments. Do I have to keep paying. I am fine paying it off if it's not on my credit. But if they are going to keep the charge-off on my credit, what's the point of paying? Thanks Quote Link to comment Share on other sites More sharing options...
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