"summons" from Portfolio Recovery Assoc

[edwardtd]

I just got a "summons" from Portfolio recovery assoc delivered by a process server...for a debt from amazon that became delinquent about a year ago. The "summons" doesn't have a court address or a case number on it...nor is there a stamp that it was filed by the court etc...id that a legal summons or a trick?   It was sent from the san diego office. Attached is a copy of the bill from Amazon however it has been bumped up by abot $1,500 dollars by a "over limit" fee of 800 dollars (card was never over limit) and about 700 dollars in interest ….. added to the final bill copy...…  Is this a good filing?  should I ignore it and see what happens? 

[Harry Seaward]

Portfolio doesn't usually play games like this.  I would call the courthouse named in the summons to verify.

[nobk4me]

Is this a state that has "pocket docket"?  Which means that the plaintiff doesn't file the case with the court until after service (I think, I'm not too familiar with this).  The problem is, someone in the OP's position gets a summons, contacts the court and finds there was no case filed, thinks it's a scam, ignores it, and ends up with a default judgment.

[Clydesmom]

16 hours ago, edwardtd said:

Attached is a copy of the bill from Amazon however it has been bumped up by abot $1,500 dollars by a "over limit" fee of 800 dollars (card was never over limit) and about 700 dollars in interest ….. added to the final bill copy.

Once you defaulted late fees, interest and other fees added on put the card over the limit which triggered that fee.  The fees and interest can cause a card balance to double quickly in the 6 months to charge off.