Tlab89 Posted August 13, 2018 Report Share Posted August 13, 2018 I asked Calvary for DV and they sent me the agreement with monthly statements and a few documents with my name on it. The amount is around $500.00 for a Lowe’s card. I’m not sure what constitutes as enough verification. Should I send a PFD or settle? Quote Link to comment Share on other sites More sharing options...
Clydesmom Posted August 14, 2018 Report Share Posted August 14, 2018 23 minutes ago, Tlab89 said: I’m not sure what constitutes as enough verification. Confirming the original creditor, their address, and the amount owed does it. Including statements is more than enough. Quote Link to comment Share on other sites More sharing options...
Tlab89 Posted August 14, 2018 Author Report Share Posted August 14, 2018 Fair enough I guess. I guess my next step is to send a PFD? Quote Link to comment Share on other sites More sharing options...
Harry Seaward Posted August 14, 2018 Report Share Posted August 14, 2018 1 hour ago, Tlab89 said: I guess my next step is to send a PFD? They won't do it. Since the OC is Synchrony, you're best option is to just let them sue you and then use arbitration. Quote Link to comment Share on other sites More sharing options...
Tlab89 Posted August 14, 2018 Author Report Share Posted August 14, 2018 Can you explain this process to me? Can I just go use that first? Quote Link to comment Share on other sites More sharing options...
BV80 Posted August 14, 2018 Report Share Posted August 14, 2018 1 hour ago, Tlab89 said: Can you explain this process to me? Can I just go use that first? https://www.creditinfocenter.com/community/topic/329436-arbitration-overview-and-strategy-2018-most-up-to-date-info/ Quote Link to comment Share on other sites More sharing options...
Harry Seaward Posted August 14, 2018 Report Share Posted August 14, 2018 2 hours ago, Tlab89 said: Can I just go use that first? No, do not use it "first". You need to let them sue you first. Otherwise bad things can happen. Quote Link to comment Share on other sites More sharing options...
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