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Trying to settle a judgement

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I have an outstanding judgement that I have faithfully paid on for the last 5 years.  I pay 100 a month, and I still owe 14,000.  I would like to make an offer to settle this debt and I’m wondering what I should start with.  How low should I offer?  I know I’ve read that I should require a few things upon settling but can’t remember what exactly they are.  I’d love to get this “monkey” off. my back.  This debt it to BOA, and the original law firm doing the collecting, has since passed it off to another law firm.  Thanks for any advice.

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