Fgriffin 0 Posted September 4, 2018 Report Share Posted September 4, 2018 Hi everyone!!!! I’m currently sitting at a FICO of 671 but trying to apply for a mortgage! Big steps here!! But unfortunately I have 3 missed payments on my Capitol one card in 2015! I’m going to try and try and try to get them off before I pull my credit for a mortgage but having a hard time of trying to figure out who to get ahold of. Does anyone have an email address or phone number of who to get ahold of?! Thank you so much!!!! Quote Link to post Share on other sites
Clydesmom 1,236 Posted September 4, 2018 Report Share Posted September 4, 2018 1 hour ago, Fgriffin said: Does anyone have an email address or phone number of who to get ahold of?! You can do a Google search for the Cap1 Executive Office contact information but it is a waste of time. Cap1 is one of the creditors that has a HARD LINE stance against good will and changing accurate reporting. If you missed the payments they are not going to remove that from your reports. If it is an error you can possibly get it fixed but how long it will take is not known. Quote Link to post Share on other sites
Harry Seaward 1,357 Posted September 4, 2018 Report Share Posted September 4, 2018 2 hours ago, Fgriffin said: I’m currently sitting at a FICO of 671 but trying to apply for a mortgage! You're fine. If your broker is giving you a hard time, find a different one. There are an endless number of brokers that would be glad to give you money at a 671 if your only derogatory info is 3 missed payments 3 years ago. Quote Link to post Share on other sites
