nickytcom 0 Report post Posted October 16, 2018 Question about credit reports and dispute letters. What type of dispute letter should be sent to Experian and Transunion if a late payment is shown on these two credit reports. The reports state that one monthly payment was delinquent and shows up in the adverse section of the reports. How can I get these adverse remarks removed? Thank you,, Nick Quote Share this post Link to post Share on other sites
Clydesmom 1,104 Report post Posted October 16, 2018 38 minutes ago, nickytcom said: How can I get these adverse remarks removed? Was the payment late? Quote Share this post Link to post Share on other sites
nickytcom 0 Report post Posted October 16, 2018 The payment sent in didn't meet the minimum payment. So I guess the answer is yes. Quote Share this post Link to post Share on other sites
Clydesmom 1,104 Report post Posted October 16, 2018 Then the information is accurate. You could try good will with the creditor but the bureaus will not just change or delete accurate information. Quote Share this post Link to post Share on other sites
nickytcom 0 Report post Posted October 16, 2018 Thank you for your conversation. Quote Share this post Link to post Share on other sites
