nickytcom 0 Posted October 16, 2018 Report Share Posted October 16, 2018 Question about credit reports and dispute letters. What type of dispute letter should be sent to Experian and Transunion if a late payment is shown on these two credit reports. The reports state that one monthly payment was delinquent and shows up in the adverse section of the reports. How can I get these adverse remarks removed? Thank you,, Nick Quote Link to post Share on other sites
Clydesmom 1,235 Posted October 16, 2018 Report Share Posted October 16, 2018 38 minutes ago, nickytcom said: How can I get these adverse remarks removed? Was the payment late? Quote Link to post Share on other sites
nickytcom 0 Posted October 16, 2018 Author Report Share Posted October 16, 2018 The payment sent in didn't meet the minimum payment. So I guess the answer is yes. Quote Link to post Share on other sites
Clydesmom 1,235 Posted October 16, 2018 Report Share Posted October 16, 2018 Then the information is accurate. You could try good will with the creditor but the bureaus will not just change or delete accurate information. Quote Link to post Share on other sites
nickytcom 0 Posted October 16, 2018 Author Report Share Posted October 16, 2018 Thank you for your conversation. Quote Link to post Share on other sites
