fruitchicken Posted November 7, 2018 Report Share Posted November 7, 2018 I'm an authorized user of my dad's Mastercard account and my aunt's American Express account. They appear on my credit report as being my accounts in good standing. Would I have to include those in chapter 7 bankruptcy? Will they get closed or will the account owner get penalized in some way for having me as a user? Thanks. Quote Link to comment Share on other sites More sharing options...
WhoCares1000 Posted November 7, 2018 Report Share Posted November 7, 2018 I would check and make sure you are nothing more than an authorized user and it might be a good idea to get you removed as and authorized user and/or remove those credit lines before you file for Chapter 7. You might want to ask your BK attorney for more details however on how this will affect those accounts. Quote Link to comment Share on other sites More sharing options...
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