fruitchicken Posted November 11, 2018 Report Share Posted November 11, 2018 I was served a 2 page lawsuit, with the first page just being the standard court notification that I was sued, telling me that I had to answer by set date, the usual. The actual part from the third-party debt collector was just one page. All it had on it was a case number, the creditor they bought the debt from, the alleged amount of the debt, and when they acquired the debt. There's not even an email address or mailing address or location for the lawyer this debt collector hired. No request for admissions, no discovery/evidence, nothing. There was a teeny little card attached saying "This card isn't part of the lawsuit -- call us to settle this today! We don't have to go to court!" I plan on defending myself as I have done so in the past with another similar situation -- but I've never seen a lawsuit styled like this before! Is it possible there's something else filed at the court that was not supplied to me? Or is it possible they just don't have any of this info on this debt they've purchased and they're just trying to strong-arm me? Quote Link to comment Share on other sites More sharing options...
fisthardcheese Posted November 11, 2018 Report Share Posted November 11, 2018 33 minutes ago, fruitchicken said: I was served a 2 page lawsuit, with the first page just being the standard court notification that I was sued, telling me that I had to answer by set date, the usual. The actual part from the third-party debt collector was just one page. All it had on it was a case number, the creditor they bought the debt from, the alleged amount of the debt, and when they acquired the debt. There's not even an email address or mailing address or location for the lawyer this debt collector hired. No request for admissions, no discovery/evidence, nothing. There was a teeny little card attached saying "This card isn't part of the lawsuit -- call us to settle this today! We don't have to go to court!" I plan on defending myself as I have done so in the past with another similar situation -- but I've never seen a lawsuit styled like this before! Is it possible there's something else filed at the court that was not supplied to me? Or is it possible they just don't have any of this info on this debt they've purchased and they're just trying to strong-arm me? They aren't required to provide anything until you answer the suit. If the OC card agreement contained arbitration, I would certainly use that method in my defense. 1 Quote Link to comment Share on other sites More sharing options...
fruitchicken Posted November 12, 2018 Author Report Share Posted November 12, 2018 8 hours ago, fisthardcheese said: They aren't required to provide anything until you answer the suit. If the OC card agreement contained arbitration, I would certainly use that method in my defense. Thank you! I appreciate your response. Quote Link to comment Share on other sites More sharing options...
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