WhatsUpDoc Posted December 18, 2018 Report Share Posted December 18, 2018 Last week I received my summons by Portfolio Recovery Associates, LLC. Today at court I told the Judge I am contesting the lawsuit so now PRA, LLC has to send me everything they have. First I've been reading a lot of resources on this forums so thank you for the information you folks have provided. So, I am going to contest that PRA, LLC actually owns the Account because on the Bill of Sale there is no account number, nothing that points to my account with Synchrony Bank. Basically is just looks like a "bulk" bill of sale. How would I write up my rebuttal(s) to contest this along with other things? Here is what I've found so far, on the Summons and Court Docs Its Portfolio Recovery Associates, LLC that has the lawsuit. Whenever I decided to go to The Office Financial Regulation for Florida and did a search for "Portfolio Recovery Associates, LLC nothing is coming up on the search. Don't they have to be licensed here in Florida in order to even do business to attempt to collect the debt? If they do not have a license here in Florida shouldn't this lawsuit be dismissed? I understand these companies may have a parent name and child branches but even the child branches must have a license. Am I correct about this? I have already wrote up my objection that any witnesses that the attorney will be using MUST be present in the courtroom. I found that in this topic: Also can somebody explain in easy terms what does "notice of assignment" actually mean? I never received anything from Portfolio Recovery Associates, LLC that they bought the account from Synchrony Bank, actually I don't recall receiving anything. Even if I did they cannot proved I received anything because they did not send it certified nor registered to proved I received it. I have never talked with them ever on the phone nor did I ever even correspond with them in anyway. I do not answer my phone, I don't care who it is. They never left messages, nothing. Also I noticed in the Statement of Claim and even as evidence it only shows 4 numbers of the account number and the rest of the account number has been inked out/redacted. Is this something I can contest? How can they say I owe them a certain amount when nothing they have given shows the full account number which is an identifier. I told the judge I as contesting the legality of the ownership of this account because nothing PRA, LLC has provided proves they legally own the account. He smiled at me and I could tell he was thinking "FINALLY SOMEBODY WHO IS WILLING TO STAND UP TO THESE FOLKS"!!!! Anyway, any help will be appreciated very much and thank you in advance as my continuance is Feb 20, 2019. I need to know do I file any rebuttal with the Clerk of Courts or wait until the trial date and present everything during court? I want to back PRA, LLC against the wall that will force them to drop the case or the Judge dismisses it with prejudice... I can scan and provide anything needed without case number and other things that don't need to be made public, just let me know. Quote Link to comment Share on other sites More sharing options...
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