Cats_in_the_Cradle Posted December 21, 2018 Report Share Posted December 21, 2018 Just curious at how many of you have been sued by Portfolio Recovery Associates (PRA) / Rausch Sturm Israel Enerson & Hornik (RSIEH) and how many TIMES you have been sued by them? I just received my THIRD lawsuit in 2018 from PRA/RSIEH. 1 of them I lost, 1 of them I fought on my own with MTC Arbitration and WON (they dismissed the suit with prejudice). Now I've got this 3rd one that they just sent to the process server last Friday to serve on me (unserved yet). I swear I am being targeted by them now. Anyone else feel this way? Also, my significant other was served by PRA/RSIEH about 2 weeks after I received my suit dismissal and I thought the timing of that was curious. I must've ticked them off, ha! Also, we used the same MTC Arbitration for my Significant Other's lawsuit and that one was also Nonsuited and Dismissed with Prejudice. Quote Link to comment Share on other sites More sharing options...
Harry Seaward Posted December 22, 2018 Report Share Posted December 22, 2018 "Targeted" is an interesting choice of words, considering they own debts of yours. Rest assured they are far too busy hammering default judgments to bother zeroing in on one person, and know that this is just business - they want to collect debts they own. At any rate, you have discovered their kryptonite with arbitration. Keep doing what works for you. Quote Link to comment Share on other sites More sharing options...
texasrocker Posted December 22, 2018 Report Share Posted December 22, 2018 One time here from that exact combination. They non-suited soon after receiving discovery. Quote Link to comment Share on other sites More sharing options...
Lucent Posted December 22, 2018 Report Share Posted December 22, 2018 Two separate lawsuits. Mine were CACH / RSIEH in Travis County. They non-suited on both following our demands for production including flow agreements, and discovery. The responses were fun to read. Here is an example of one demand for production. Others followed the same path: So if I read their response correctly, they are suing me for an alleged debt, but they are not required to have the actual records that prove the debt? Seriously, you can't make this up. I am not sure if I would have won at trial, but they folded before I had to find out. They never did provide signed contracts. L Quote Link to comment Share on other sites More sharing options...
Goody_Ouchless Posted December 22, 2018 Report Share Posted December 22, 2018 Twice by Midland and twice by Cavalry, all in quick succession. Probably just a case of folks defaulting on everything and once, so the debts work their way through the system together. Quote Link to comment Share on other sites More sharing options...
BackFromTheDebt Posted December 23, 2018 Report Share Posted December 23, 2018 Twice Citibank (which had an arbitration clause back then, don't know if it still does), RSIEH. Both went to arbitration, NDA of course. Later they contacted me about a third account. I called them up and asked if they really wanted to deal with me a third time. They didn't. They closed that account and sent it back. That third account bounced around from law firm to law firm for several years. Quote Link to comment Share on other sites More sharing options...
Mark Segura Posted April 3, 2019 Report Share Posted April 3, 2019 I received a letter from this Law firm stating that the creditor "REFERRED" the account to their office. I believe the statatue of limitations has expired on this. I am trying to confirm it on my end with a credit report of mine. My question would be do I call these guys and tell them that? or tell them in writing? Can you please help? or advise? Quote Link to comment Share on other sites More sharing options...
WhoCares1000 Posted April 4, 2019 Report Share Posted April 4, 2019 19 hours ago, Mark Segura said: I received a letter from this Law firm stating that the creditor "REFERRED" the account to their office. I believe the statatue of limitations has expired on this. I am trying to confirm it on my end with a credit report of mine. My question would be do I call these guys and tell them that? or tell them in writing? Can you please help? or advise? Before you do anything, make absolutely sure that the account is SOL. If it is, then simply send the law firm a short letter stating that you refuse to pay the debt. Nothing more, nothing less. The law firm should know if the debt is SOL and if they decide to sue, you have a FDCPA violation. If the debt is within SOL, you choices are to do a DV or do nothing. That choice is up to you. Quote Link to comment Share on other sites More sharing options...
Kay Kay Posted July 9, 2019 Report Share Posted July 9, 2019 YES, I have and I filed a complaint with Consumer Financial Bureau. Still waiting to see what will come of it. Can you tell me if they are filing on the same account or another account Quote Link to comment Share on other sites More sharing options...
cjtx2 Posted July 10, 2019 Report Share Posted July 10, 2019 Several JDBs use a scoring algorithm using AI to try to predict which consumers are most likely to lose / result in a default judgment. They use it to choose from their portfolios which ones are worth pursuing. So if for whatever reason, the algorithm is giving you a high score (recent dismissals or settlements may not have been updated yet), you may feel like you have been targeted, but it has nothing to do with your fights in court/arbitration but your likelihood to lose score. Quote Link to comment Share on other sites More sharing options...
jme Posted May 22, 2021 Report Share Posted May 22, 2021 What language did you use for the MTC arbitration? I just got sued by the same group. Quote Link to comment Share on other sites More sharing options...
Bulldoger Posted May 23, 2021 Report Share Posted May 23, 2021 4 hours ago, jmemn said: What language did you use for the MTC arbitration? I just got sued by the same group. Cats_in_the_Cradle Members CONTENT COUNT 10 JOINED October 11, 2018 LAST VISITED December 21, 2018 Don't feel bad if the don't answer. Start a thread here https://www.creditinfocenter.com/community/forum/199-arbitration/ Quote Link to comment Share on other sites More sharing options...
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