Faithandhope Posted December 29, 2018 Report Share Posted December 29, 2018 Hi everyone, I got sued by a JDB for around $7,XXX,XX. This was an old charge off debt and I dont see it or the JDB name on my credit report. During this time I was very sick with multiple chronic health problems so I don't recall this account. Please help me because I have chronic dry irritated eyes and I cannot read as much as I would like to do research for this case. I'm unemployed and don't own anything except 2 old cars. The SOL in California is 4 years, base on what they say the last payment is they filed the complaint within the SOL. They tried serving me at home, but I was not home. So I got the copy of the summon in the mailbox with nothing attached to it. I filed a general denial to answer the summon. Charges are Breach of Contract, Open Book, and Money Lent. They sent me RFPs, RFAs and Interrogatories that as some of the account statement and blank card agreement attached to it. I have to respond within a few days and not sure if I did it correctly. I'm also preparing to send them a Request for Production (one similar to ASTMedic) The CMC is coming coon. Quote Link to comment Share on other sites More sharing options...
1stStep Posted December 30, 2018 Report Share Posted December 30, 2018 So you filed a general denial? They have sent discovery? OK... Answer this - who is JDB? Who is the attorney? Quote Link to comment Share on other sites More sharing options...
Faithandhope Posted January 10, 2019 Author Report Share Posted January 10, 2019 On 12/30/2018 at 12:35 PM, 1stStep said: So you filed a general denial? They have sent discovery? OK... Answer this - who is JDB? Who is the attorney? The JDB is Unifund and their lawyer is Kenosian& Miele. I'm preparing to propound discovery upon them. Right Now I'm judgement-proof, no job, income, properties or assets. I have some chronic health issues that I'm not able to work and not sure if I can any time in the near future. I will try my best to my ability to fight this case to Win. If not, I can file Bankruptcy to void the judgement. My Case Management is coming up. I have some questions. I plan to talk to the Plaintiff at the CMC and see if they will dismiss the case if I tell them that I'm judgement-proof and I can file Bankruptcy if there is a judgement against me in the end. So it is in their best interest to save their time and money to dismiss the case now. Is it ok that I tell them this? Do you think they would dismiss the case? Is it better to talk in person at the CMC or call them over the phone before CMC? What strategy can I take in my case after I propound Discovery on Plaintiff? Motion of Compel? or wait to send ccp 96? Quote Link to comment Share on other sites More sharing options...
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