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Daessar

CC reporting different dates of delinquency

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I have an Amex charge off account that has been on my reports for essentially 7 years.

They reported the original delinquency date to Experian as June 2011, then they reported it to TU and

EQ as April 2012. Experian of course has removed it last year, but the other 2 refuse to remove it until

April of this year.

Why is Amex allowed to do this?

Side note:  I have already tried to dispute through the agencies, when I did this, Amex retaliated

and added an extra "late charge" of like $125 to my report and this tanked the score by 75 points.

I don't want to go through that again -

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