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Credit Reports and the National Consumer Assistance Plan

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“The National Consumer Assistance Plan is an initiative launched by the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion – to make credit reports more accurate and make it easier for consumers to correct any errors on their credit reports. 

Under the plan, which was launched in March, 2015, the three companies are taking a number of steps to improve data accuracy and quality and make it easier for consumers to understand their credit information. The companies are implementing the plan over a three year period with full implementation of the plan expected by March 2018.”

Debts that did not arise from a contract or agreement by the consumer to pay, such as traffic and parking tickets or fines, will not be included or appear on consumer's credit reports.”

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