livingtoolarge Posted January 25, 2019 Report Share Posted January 25, 2019 I have not been served yet, saw it on public records. Lyons is suing me for a Target credit card. What is the best way to handle this? Does anyone have a recent cardmember agreement for them? Quote Link to comment Share on other sites More sharing options...
Clydesmom Posted January 25, 2019 Report Share Posted January 25, 2019 6 minutes ago, livingtoolarge said: Does anyone have a recent cardmember agreement for them? You need the card agreement for the year you defaulted on the account. If it was updated the year before that one will apply. 7 minutes ago, livingtoolarge said: What is the best way to handle this? If it is an option in the card agreement: arbitration. Quote Link to comment Share on other sites More sharing options...
livingtoolarge Posted January 27, 2019 Author Report Share Posted January 27, 2019 i do not see an arbitration clause in the card agreement that i did find. Quote Link to comment Share on other sites More sharing options...
Clydesmom Posted January 28, 2019 Report Share Posted January 28, 2019 3 hours ago, livingtoolarge said: i do not see an arbitration clause in the card agreement that i did find. UGH. Not all creditors have that option. You will have to defend the case, settle, or file BK. Quote Link to comment Share on other sites More sharing options...
livingtoolarge Posted February 21, 2019 Author Report Share Posted February 21, 2019 I filed the Answer, with denials and the affirmative defenses. Now, they sent me interrogatories to do. What's the best way to fire back? Quote Link to comment Share on other sites More sharing options...
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