kcdawg 304 Posted January 28, 2019 Report Share Posted January 28, 2019 discourage future lawsuits? Do jdb's have a database of some sort that they can look up the history of a debtor and see that debtor is not going to just not answer the summons and actually fight? I mean i been sued about 3 times in the last year or two and have answered the summons with arb and the jdb has dismissed the case before court every time.Just seems to me as some point they would realize why waste a filing fee but idk. Quote Link to comment Share on other sites More sharing options...
Goody_Ouchless Posted January 28, 2019 Report Share Posted January 28, 2019 This guy allegedly sells a database of people who file aggressively FDCPA suits, but that's not as lucrative as it once was. I don't know if there's any system, or it it's all random, We got sued on a bunch of account and fought them all. There were other accounts owned by same debt buyers that they never pursued. Someone once explained that there's like an online clearing house that lawyers access to pick cases - maybe one firm doesn't want to face you again, but another one is clueless. Quote Link to comment Share on other sites More sharing options...
Clydesmom Posted January 28, 2019 Report Share Posted January 28, 2019 3 hours ago, kcdawg 304 said: Do jdb's have a database of some sort that they can look up the history of a debtor and see that debtor is not going to just not answer the summons and actually fight? Yes there is such a database. Creditors can subscribe to it. The website is WebRecon and their tag line is "Scrub Litigious Debtors" to entice them to use the service. 3 hours ago, kcdawg 304 said: Just seems to me as some point they would realize why waste a filing fee but idk. Each one makes its own decisions. How they do it only they know. Quote Link to comment Share on other sites More sharing options...
WhoCares1000 Posted January 28, 2019 Report Share Posted January 28, 2019 I think those websites are more for people that sue JDBs rather than those who fight lawsuits. Then again. we have no clue what data is being reported so.... That said, I think most lawsuits are done in batches based on purchased debts. Why some debts get sued on and others don't is one of the great mysteries that may never be solved. I don't think they look at the record of a debtor (other than to see if they already fought a case on the debt being sought but I bet those are sold in different batches). With a 98% success default rate, there is no need to worry if one or 2 debtors out of every 100 actually fight. Quote Link to comment Share on other sites More sharing options...
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