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Getting Debt Collections for debt that never went into collections


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It's illegal if they know it's bogus. I'm sure the mistake was made by the OC. Send ther debt collector a certified letter telling them the debt has been paid in full. If they keep trying  havto collect after that, you then have a violation. 

FYI, you'll have to prove it's been paid in full in order for the violation to stick.

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