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Getting sued by Guglielmo & Associates (please help)


Guest desert eagle
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Guest desert eagle

I am being sued by Guglielmo & Associates from Tucson AZ. The original creditor is Discover Bank. I have 20 days to answer the paperwork I was served 3/28/19. The debt is 4k. What course of action should I take? Should I answer first or file a motion? If so what answer or what motion? I am unemployed and don't have any property to seize and barely any money in my bank account. Is my car that is paid for at risk (2007) ?

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22 hours ago, desert eagle said:

What course of action should I take?

You could try arbitration but Discover is very aggressive and not afraid of it.  They will follow you in and see it through. The entire point to arbitration with an original creditor is to get a better settlement but if you do not have the money to settle then it may not be worth the hassle.  

22 hours ago, desert eagle said:

Should I answer first or file a motion? If so what answer or what motion?

Definitely answer the suit first.

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  • 5 years later...

I am being sued also by Guglielmo and Associates and they are representing LVNV Funding. I spoke to Resurgent Capital who is handling the account for LVNV Funding and also to Guglielmo and Associates before I even received the summons that I am on SSI and a limited income and a renter and have no inheritance or any way to pay them. The woman said she would note my account. So a month later I get served this summons I am being sued. This is so crazy. Do they think getting a judgment is gonna get them money from me. When I am 64 almost 65 and disabled and can never work again and on SSI. I just do not get these people. They have to pay to take me to court for 2500. This debt is from 2019. Makes no sense to me.

In my opinion, it is just a waste of money. Now that I am disabled they will never get their money so why sue?

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