6897Q Posted April 4, 2019 Report Share Posted April 4, 2019 I have received a letter from the bottom feeders. They are asking for my response to alleged debt they bought from Synchrony Bank. When this debt was sold I received a letter from Synchrony Bank Stating that the account was sold on such date. It also said; Account Balance at the time of sale $0.00 Can I use this letter in defense in there claim that I do not owe this debt? Quote Link to comment Share on other sites More sharing options...
Harry Seaward Posted April 4, 2019 Report Share Posted April 4, 2019 9 minutes ago, 6897Q said: Account Balance at the time of sale $0.00 Meaning Synchrony zeroed out the balance as a result of the sale. If your synchrony balance was $0, there would have been nothing to sell. Quote Link to comment Share on other sites More sharing options...
6897Q Posted April 4, 2019 Author Report Share Posted April 4, 2019 What would be the best way to answer? Can I send them letter denying and ask for arbitration? Quote Link to comment Share on other sites More sharing options...
Harry Seaward Posted April 4, 2019 Report Share Posted April 4, 2019 49 minutes ago, 6897Q said: What would be the best way to answer? You said you got a letter from them and were asking for your response. Did you mean you got sued? What did the letter say? What are they asking for? Quote Link to comment Share on other sites More sharing options...
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