phoenix02 Posted May 18, 2019 Report Share Posted May 18, 2019 My wife is being sued by Capital One in CA by Nelson and Kennard. They filed on the 12th of last month, we were served on the 28th, so I have to file a response pretty quickly. I have been speaking with the lawfirm on a settlement for the past week. Lawsuit is for $3578 or so, plus they have tacked on $317 for fees for the filing, I suppose. I was able to borrow some money from my father to pay this and the best I could get was $2700 lump sum by the end of the month. The problem is that I requested this in writing and was told it would probably take longer than the end of the month, but I was still expected to pay before then or the settlement would be revoked. I am not comfortable paying a debt settlement with nothing in writing. They said there are the call recordings, I noted "yes, which you have and I do not." Anyway, kinda stuck here on how to respond. Last thing I want is to let them get a default judgment while I'm trying to get the settlement in writing, so I have to respond. General denial? How should we respond? My wife and I have medical issues that made us get behind on everything last year, and my wife is not up to it emotionally or tactically to stand before a judge and argue, so I am trying to settle this so she doesn't have to. I have 2 other Capital One CCs in my name that they are threatening to sue, so I'll be back to ask about those. This one for my wife is what I need to get past now. Ideas? Thanks! Quote Link to comment Share on other sites More sharing options...
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