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Collections for school tuition

Guest tmddnswlgus

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Effecting the credit score is the least of your worries.  

Has your son graduated yet?


 If you owe the school money, they may refuse to release his transcripts.  

If he hasn’t graduated, they may hold his diploma and / or refuse to let him enroll in the future. 

You may be in a situation where you will have to see if you can get a student loan from somewhere to cover the money you can’t pay now.  


Since your son has a job, he might not need the transcripts any time soon.  

So your other choice is to pay it off as fast as you can and let your son take the hit on his credit report.  

Getting a student loan would be a little more money in the long run but the damage to your son’s credit report would hurt a lot more.  

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