Jump to content

No specific card included on the complaint


Recommended Posts

Hey there! I've gotten pretty good at doing this. Been working on my credit and it's been great for about three years, but old items keep coming to bite me in the bum. :)

I've won every case that has sprung up on me, but this latest I put off until the last minute. Like, I need to file my answer by tomorrow. I figured I'd do the usual but I noticed that the summons doesn't mention a specific synchrony bank. So when I go to include the arbitration agreement I don't know which to use. It just says the original creditor is Synchrony Bank. Well, that can be anything. Is there a GENERAL arbitration agreement? I have no idea what this is for.

Link to comment
Share on other sites

Well, better just before the deadline than just after.  

 

Go through the various Synchronicity agreements online.  As soon as you see a card that seems familiar, make a copy of it and use it to file an MTC 

 

All the arbitration agreements for Synchronicity are the same.  If they object to your agreement with the MTC, then they have to say which is the correct agreement.  The correct agreement will have the same arb portion.   

I once had a law firm object to arbitration saying I had included the wrong agreement.  I pointed out that the “correct” agreement they included had exactly the same arbitration agreement.  The judge ruled for arbitration. 

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.