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Final Pre-Legal notification


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Midland finding in the last 2 months showed up as a collection account on my credit report. Yesterday I received a final pre legal notification. I'm in Florida. The original debt of with Old Navy through Synchrony bank. I heard something about I can elect arbitration if they decide to sue me. but I just don't understand. Can someone help me please 

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On 6/16/2019 at 9:59 AM, Flirtykumquat said:

I'm sorry if something that comes easy to you isn't easy for others 

It has nothing to do with what comes easy. We asked you questions in these two threads and you didn't bother answering.




Also, earlier in this thread nobk4me posted a link to the arbitration thread that has all of the information about how arbitration works and how to draft and file a MTC. No one is going to do it for you. If you feel that you're in over your head trying to do this yourself, you should probably consider having a lawyer represent you. 

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