Flirtykumquat

Final Pre-Legal notification

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Midland finding in the last 2 months showed up as a collection account on my credit report. Yesterday I received a final pre legal notification. I'm in Florida. The original debt of with Old Navy through Synchrony bank. I heard something about I can elect arbitration if they decide to sue me. but I just don't understand. Can someone help me please 

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Warning:  you are in Florida. 

Arbitration is different.  

It is easy to waive your rights to arbitration in Florida. 

If you are sued, file a Motion to Compel arbitration instead of an answer.  

Otherwise you can lose your rights to arbitrate.  

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What does that mean exactly? 

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You have a habit of starting threads and not answering questions, and then starting a new thread asking the same question you stopped answering questions on in the last thread. Please stop creating new threads for the same questions on the same debts.

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What are you talking about Harry? I am trying to get information? The previous person just told me to file a motion to compel not arbitration since I'm in Florida. I am trying to get an understanding. I'm sorry if something that comes easy to you isn't easy for others 

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On 6/15/2019 at 8:56 PM, Flirtykumquat said:

What does that mean exactly? 

Read the thread by Fisthardcheese, that I linked in my reply above.  That should answer a lot of your questions.

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On 6/16/2019 at 9:59 AM, Flirtykumquat said:

I'm sorry if something that comes easy to you isn't easy for others 

It has nothing to do with what comes easy. We asked you questions in these two threads and you didn't bother answering.

https://www.creditinfocenter.com/community/topic/330589-pre-legal-notification-midland-funding/?tab=comments#comment-1376524

https://www.creditinfocenter.com/community/topic/330214-trying-to-get-preparedflorida/?tab=comments#comment-1372346

 

Also, earlier in this thread nobk4me posted a link to the arbitration thread that has all of the information about how arbitration works and how to draft and file a MTC. No one is going to do it for you. If you feel that you're in over your head trying to do this yourself, you should probably consider having a lawyer represent you. 

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