workingitallout Posted July 2, 2019 Report Share Posted July 2, 2019 Midland filed a suit against me in the end of January for a synchrony credit card. I started lurking on boards because I was certain I couldn’t afford for a lawyer to charge me and just go to court and settle. Their suit contains bill of sale of the debt, last couple of bills (though balance may be incorrect) and letter from Synchrony certifying they sold a debt portfolio that included my debt. I was served mid-feb and filed answer (general denial and citing arbitration and a couple other affirmative defenses present on the general Texas lawsuit answer form I found) beginning of March (on time and CMRRR to midland lawyer). Time passed for a while and I found out how to file the MTC and begin process with JAMS. Same week I went to electronically file my MTC, midland filed for default judgement (I guess they want to claim they didn’t receive my answer). I filed the MTC with the credit agreement and notarized statement anyway and CMRRR to them. I also began the process with JAMS though they are saying they are waiting for my consumer payment. I mailed that packet to Midland and requested they pay all fees according to the credit agreement. A hearing is set for July 10. Anything in particular I should know or be prepared for? I have a binder I prepared with all documentation so far and I’m reading all I can about court proceedings especially against midland. TIA Quote Link to comment Share on other sites More sharing options...
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