Jump to content

Collection Email received today (Scam?)


pkh6965
 Share

Recommended Posts

I got this this afternoon at 5:00. Mind you it says the settlement is only good for today, but I think I see some violations of the FDCPA, like saying they will contact my employer. Thoughts? And should I respond? Thanks!

 

am the attorney of the National Credit Collections (Hereinafter Plaintiff), I have received your case file today from Jason Ocker. The accounts department of National Credit Collections  has decided to mark this case as a flat refusal and press legal charges against you.

This Legal Proceedings Will be issued on Following Details:


Name: ****** *******
SSN: *****5555 
Docket no: 02**********
Reference#:*****         
AMOUNT OUTSTANDING:768.00

Settlement out of court: 500.00 (Only valid for today)

And we apologies that the Arrest Warrant Which you will receive in your next email positively by Monday will also be sent to your current employer too. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to 6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

Thank you

National Credit Collections  
A2851 Matlock Rd #400, Mansfield, 
TX 76063
National Credit Collections © 2019 | | Terms of Use | Careers | Complaints | Privacy Policy------------------------------------------------------------------------------------------------Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.
Link to comment
Share on other sites

SCAM!  A quick google search reveals HUNDREDS of people posting about receiving this exact email.  Same amount of money and everything.

For those who read this here are the warning signs it is a scam:

9 minutes ago, pkh6965 said:

And we apologies that the Arrest Warrant Which you will receive in your next email positively by Monday will also be sent to your current employer too.

Arrest warrants cannot be legally served by email in ANY state.  Nor are they served on an employer.  The whole basis for this statement is to scare you into paying so your employer doesn't find out.

11 minutes ago, pkh6965 said:

We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to 6300.00 and will be totally levied upon you and that would be excluding your attorney charges.

References?  REALLY?  NO employer would inform people who were job references for you that you had a garnishment order.  In order to get the garnishment they have to sue you first.  Second red flag:  the amount of money.  The alleged debt is $768 but will balloon to $6300 in litigation.  Even with court costs and attorney fees at best it would reach a couple grand not the grossly inflated amount they claim.  Again, this is designed to scare the consumer into believing it is cheaper and easier to pay now.

13 minutes ago, pkh6965 said:

If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

LIE.  If the matter is not in court yet then there is no certificate to file with the court.  They darn sure will make sure that you will be contacted in the future.  If you pay your name goes on the "sucker" list and within 3-6 months they will call again with a new debt and new scam. Guaranteed.

This is a SCAM created by cybercriminals.  DO NOT PAY.

Link to comment
Share on other sites

  • 2 weeks later...
Guest deborah holwadel

I also received an email from a Jason.Adams@attorney-cashadvance.com saying that I owe $768.00 but will accept a settlement of $500.00.

Link to comment
Share on other sites

  • 4 months later...
Guest sclarkwalker

I received an email yesterday from paul.adams@settlement-acs.com stating I have 2 days to settle on a debt of 768.00 owed for $500.00 or they pass this debt over to their in-house attorney to prepare legal report to file a petition to recover and also how this will seriously affect my credit rating.

Link to comment
Share on other sites

1 hour ago, sclarkwalker said:

I received an email yesterday from paul.adams@settlement-acs.com stating I have 2 days to settle on a debt of 768.00 owed for $500.00 or they pass this debt over to their in-house attorney to prepare legal report to file a petition to recover and also how this will seriously affect my credit rating.

https://www.avvo.com/legal-answers/is-this-a-scam-3721447.html

Link to comment
Share on other sites

I am currently working in the banking industry.  They send everyone working for them a certain number of scam emails to make sure we report the scams, and don't fall for them.

Here are a FEW of the red flags, in addition to what was pointed out earlier:

Incorrect spelling and/or grammar.    The letter does not look like it was written by someone who has enough knowledge of English to pass the bar.

A sense of urgency -- Note that the "offer" is only good TODAY and today only.  If an offer is that urgent, it is almost always a scam.  

Dire consequences if you don't act NOW -- The threat of court action, arrest, notification of employer, etc. are all Bad Things that will happen if you don't act NOW.  This ties in with the sense of urgency.  The dire consequences make the urgency even more urgent.  

Unknown source -- while many real dunning notices will be from an unknown source, the rule is: almost every email scam is from an unknown source.  Note that any real collection agency will also send a letter.  They might call first, or even email first, but they are required by law to send a letter.  

 

 

@Clydesmom pointed out some highly illegal things in the letter, such as threats of arrest or notification of employers or "references".  If you know those are illegal, you know this is a scam. 

 

In addition, the lack of the proper "mini miranda" under the FDCPA lets you know this is not a legitimate organization.  Same with the lack of the 30 days to DV.  

 

A cardinal rule is:  If there is a threat of arrest on a debt, it is a scam.    That ties in with the urgency.  

Link to comment
Share on other sites

  • 10 months later...

I received this email today and don't know what is going on?  Help please

 

Cecily Hurt <debt.collections.dept@gmail.com>

12:31 PM (10 minutes ago)
 
 
cleardot.gif
cleardot.gif
to
 
Dear Debtor ,

 

I am the attorney of the National Credit Collections (Hereinafter Plaintiff), I have received your case file today from Jason Ocker. The accounts department of National Credit Collections  has decided to mark this case as a flat refusal and press legal charges against you.

 

This Legal Proceedings Will be issued on Following Details:

 

Docket no:0264NCC

Reference#:SA01928367N      

AMOUNT OUTSTANDING:780.00

 

Settlement out of court: 523.00 (Only valid for today)

 

And we apologies that the Arrest Warrant Which you will receive in your next email positively by Monday will also be sent to your current employer too. The opportunity to take care of this voluntarily is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

 

We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the lawsuit will be the next step which will be amounting to 6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

 

Thank you

 

National Credit Collections 

A2851 Matlock Rd #400, Mansfield,

TX 76063

National Credit Collections © 2020 | | Terms of Use | Careers | Complaints | Privacy Policy------------------------------------------------------------------------------------------------Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

Link to comment
Share on other sites

14 minutes ago, Debbie Needs Help said:

I received this email today and don't know what is going on?  Help please

 

Cecily Hurt <debt.collections.dept@gmail.com>

12:31 PM (10 minutes ago)
 
 
cleardot.gif
cleardot.gif
to
 
Dear Debtor ,

 

I am the attorney of the National Credit Collections (Hereinafter Plaintiff), I have received your case file today from Jason Ocker. The accounts department of National Credit Collections  has decided to mark this case as a flat refusal and press legal charges against you.

 

This Legal Proceedings Will be issued on Following Details:

 

Docket no:0264NCC

Reference#:SA01928367N      

AMOUNT OUTSTANDING:780.00

 

Settlement out of court: 523.00 (Only valid for today)

 

And we apologies that the Arrest Warrant Which you will receive in your next email positively by Monday will also be sent to your current employer too. The opportunity to take care of this voluntarily is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

 

We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the lawsuit will be the next step which will be amounting to 6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.

 

Thank you

 

National Credit Collections 

A2851 Matlock Rd #400, Mansfield,

TX 76063

National Credit Collections © 2020 | | Terms of Use | Careers | Complaints | Privacy Policy------------------------------------------------------------------------------------------------Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

This is the same as the email above which was a scam.  
 

If you look at my post a little earlier in this thread, itlists all the red flags that scream out :

 

THIS IS A SCAM!!!!!!!!!!!

Link to comment
Share on other sites

Scam going back several years:  https://www.onlinethreatalerts.com/article/2018/9/14/the-national-credit-collections-legal-notice-scam-created-by-cybercriminals/

To point out red flags specific to the latest email:

1 hour ago, Debbie Needs Help said:

Settlement out of court: 523.00 (Only valid for today)

It is only valid TODAY.  Most legitimate settlement offers are good for 14-30 days.  There is also no required opportunity for the consumer to dispute the debt under the FDCPA.

1 hour ago, Debbie Needs Help said:

And we apologies that the Arrest Warrant Which you will receive in your next email positively by Monday will also be sent to your current employer too.

Clearly English is NOT their primary language based on their terrible grammar in the entire email but worse in this sentence.  Second:  Arrest warrants are NEVER served by email. LMAO.  The entire point of their threat is the word "arrest warrant" and "employer" to scare you into paying so you don't get embarassed at work.

1 hour ago, Debbie Needs Help said:

We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you

Wait.  First it was an arrest warrant now it is just a lawsuit?  Make up your mind scammer.

For your own peace of mind inform your employer, friends, and family you have been targeted by scammers and no matter what that if they are contacted to not panic and pay them believing they are helping you.  Beyond that hit delete on the email nothing bad will happen.  I occasionally save them for when I need a laugh but that is just me.

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.