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Johnny550

Do collection agencies still report to credit bureaus in 2019?

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Do collection agencies, specifically FCR Collections, still have the power to report you to credit bureaus if you don't pay your debt?

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Yes, as long as they report the truth about the debt and remove after the time limit, they can report to credit bureaus. Many use that as their only leverage to get payment. Some don't report because they don't want you to have to risk a counterclaim if they sue you but that is by choice, not by law.

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Is there any way to block them from reporting without paying the debt they claim, and also what is their removal time limit usually?

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3 hours ago, Johnny550 said:

Is there any way to block them from reporting without paying the debt they claim

No.

3 hours ago, Johnny550 said:

also what is their removal time limit usually

They are not required to remove the debt if you pay it.  The debt will fall off 7 years after the date of default automatically.

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