Johnny550 Posted July 17, 2019 Report Share Posted July 17, 2019 Do collection agencies, specifically FCR Collections, still have the power to report you to credit bureaus if you don't pay your debt? Quote Link to comment Share on other sites More sharing options...
WhoCares1000 Posted July 17, 2019 Report Share Posted July 17, 2019 Yes, as long as they report the truth about the debt and remove after the time limit, they can report to credit bureaus. Many use that as their only leverage to get payment. Some don't report because they don't want you to have to risk a counterclaim if they sue you but that is by choice, not by law. Quote Link to comment Share on other sites More sharing options...
Johnny550 Posted July 17, 2019 Author Report Share Posted July 17, 2019 Is there any way to block them from reporting without paying the debt they claim, and also what is their removal time limit usually? Quote Link to comment Share on other sites More sharing options...
Clydesmom Posted July 18, 2019 Report Share Posted July 18, 2019 3 hours ago, Johnny550 said: Is there any way to block them from reporting without paying the debt they claim No. 3 hours ago, Johnny550 said: also what is their removal time limit usually They are not required to remove the debt if you pay it. The debt will fall off 7 years after the date of default automatically. Quote Link to comment Share on other sites More sharing options...
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