crystaltalpey 0 Posted August 4, 2019 Report Share Posted August 4, 2019 If the time has tolled on a debt with its original creditor and the account has been on your credit report for 7 years or more, what is the proper procedure for requesting removal? are there any form letters to sample from for this? I did not find any in the letter forms section Quote Link to post Share on other sites
BV80 2,841 Posted August 4, 2019 Report Share Posted August 4, 2019 2 hours ago, crystaltalpey said: If the time has tolled on a debt with its original creditor and the account has been on your credit report for 7 years or more, what is the proper procedure for requesting removal? are there any form letters to sample from for this? I did not find any in the letter forms section Has it been 7 to 7.5 years from the “date of first delinquency”? Quote Link to post Share on other sites
fisthardcheese 1,502 Posted August 6, 2019 Report Share Posted August 6, 2019 There are no forms or need for a form. Send a simple letter to each CRA with information from the TL and state that "this is too old for reporting. Please remove." Often, just simply saying what you are trying to convey is all that is needed. Quote Link to post Share on other sites
