Filing Response to Summons by PRA tomorrow (MI)

[PoorSnuffleupagus]

Tomorrow is the 21st day since I received my summons from PRA. I've diligently explored my options and followed a lot of solid advice in my original thread on these forums. 

I'm about to file my response to the summons tomorrow. 

I've included the complaints from the Plaintiff: Here are my responses.

1. Affirm

2. Affirm

3. Defendant neither admits nor denies this allegation as Defendant is without sufficient information to form a belief to the truth thereof and leaves Plaintiff to its proofs.

4. Affirm

5. Affirm

6. Defendant neither affirms nor denies this allegation as Defendant is without sufficient information to form a belief to the truth thereof and leaves Plaintiff to its proofs.

7. Defendant never had an account with Plaintiff. (See Exhibit A (Defendants Affidavit))

8. Defendant admits failure to pay original creditor but denies ever having an account with Plaintiff or owing Plaintiff any money (See Exhibit A (Defendants Affidavit))

Here I've included my affidavit

1. I am a defendant in this lawsuit.

2. I had a personal credit line with Capitol One in which was defaulted.

3. I cannot recall the amount owed to the original creditor after my default.

4. I have never had contact an agreement or account with PRA and to date PRA has not provided me with any information from the original creditor which would evidence PRA now being the owner of the account.

5. At no time did PRA provide any service or goods to me.

6. At no time have I entered into any agreement with PRA regarding owing PRA any funds. 

 

Is there anything I'm missing? Something I've overlooked? Done wrong? I've tried my hardest. Spent a lot of time on this. Any input is appreciated.