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How to settle an existing judgement


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Hi all, I would like to settle an exsisting judgement.  It started in 2013 at 19.000, and I have been faithfully paying 100 a month since, so it is down to about 13,000.  There is no interest being charged, and it was sold to a collection law firm, (Web..... and Ol.....).  So, I pay them 100 a month.  Over the last 6 years, I have worked very hard to pay off all of my bills, and this is the last of them.  I would like to offer a lump sum payment, to be considered payment in full, but I don’t know how to go about it, and what exactly I need to get in writing before sending them a check.  I have searched this site for ideas and can’t seem to come up with the same scenario as mine.  (Although I know it is not unique).  

Anybody out there have any suggestions for me, and can guide me on the steps to finish this off?  Thanks for any help you can give me. 

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Give them a call and pitch your offer. If they accept, get an agreement in writing that says it will be settled in exchange for a lump sum payment of $x, no longer collectible and that they will file a notice of satisfaction of judgment with the court within 10 days of your payment to them. 

I'd ask them to delete the tradeline from your credit reports, but they probably won't do it. 

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