cjtx2 Posted October 19, 2019 Report Share Posted October 19, 2019 A City in TX contracted with them to collect on a debt related to city code violations. The most the city can do is file a lien. However, in a dunning letter, MSB claims there could be arrest warrants for non-payment. The name of the company seems to suggest (to me, a least sophisticated consumer) it is some sort of government agency, but even if that's not the case, the city could not have approved a threat of arrest, which is not even a remedy for city code violations. MSB also called many times. Obviously, the city code inspectors never had consent to call my number, so they could not possibly authorize MSB to call. The wording of the letter is not standard and it seems to lack at least one of the mandatory disclosures (or makes it very hard to identify it). Is this considered a debt within FDCPA? More specifically, are fines considered a debt? Not sure if the exception for "any officer or employee of the United States or any State" applies. I found some caselaw that identifies the difference between a State and a Municipality employee, where the former has sovereign immunity, whereas the latter does not and is not considered a State employee. I have read several comments and apparently MSB does not sue and only makes empty threats. Just considering whether a suit is in order for egregious FDCPA and multiple TCPA violations. Quote Link to comment Share on other sites More sharing options...
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