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trudey

How to answer demand for document product after default judgment?

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After they got a default judgment against me, I have a creditor that sent me a SUBP-025 (California form) saying they want to find out about my employment and banking information. I am a party to the case, so I'm not sure the form SUBP-025 is appropriate for me. It is a subpoena for me to send documents over to them. If I don't have the original credit card applications that I used to get the credit card, how can I send the documents to them? Any idea how I should go about doing this? Thank you.

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8 hours ago, trudet said:

I am a party to the case, so I'm not sure the form SUBP-025 is appropriate for me. It is a subpoena for me to send documents over to them.

Looking at an online copy of the form it gives someone served with it the option to object to the production if they are NOT a party to the case.  You are a party so that would not be available to you.  As a party the form would be appropriate to you.

8 hours ago, trudet said:

If I don't have the original credit card applications that I used to get the credit card, how can I send the documents to them?

You don't send the documents to the card company but the court and the law firm that issued the subpoena.

8 hours ago, trudet said:

I have a creditor that sent me a SUBP-025 (California form) saying they want to find out about my employment and banking information.

They are doing a debtor's exam to collect on the judgment.  You are required to respond to this.  Failure to do so could result in arrest for contempt of court.  DO NOT ignore this.

8 hours ago, trudet said:

Any idea how I should go about doing this?

I would immediately consult legal aid (if you qualify) or call a consumer attorney to ensure there is no option to get the judgment vacated.  Otherwise you need to get what the court has asked for or have a valid legal basis for objecting.  You cannot just ignore it without serious consequences.

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Thank you for your response. I am wondering if it would be possible to say that I don't have any credit card applications on me since I am not sure how to go about getting them, especially if the credit card companies may not be responsive.

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6 hours ago, trudey said:

I am wondering if it would be possible to say that I don't have any credit card applications on me since I am not sure how to go about getting them, especially if the credit card companies may not be responsive.

At this stage they most likely do not want or need the card agreement or an application.  They already have a judgment.  Usually they want the last 6-12 months of bank statements for all accounts you have.  The same for pay stubs for that time period.  A list of assets etc.  What exactly did they ask for?

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