Casper Posted December 21, 2019 Report Share Posted December 21, 2019 I've gotten two credit monitoring alerts that Portfolio has lowered the balance I owe them by small amounts over the past 4 months. Like $35 and $90. Are they trying to make it look like I've been sending payments? Quote Link to comment Share on other sites More sharing options...
Harry Seaward Posted December 21, 2019 Report Share Posted December 21, 2019 Who knows. Just be sure to keep copies of each report you get in case they try anything funny. Quote Link to comment Share on other sites More sharing options...
Casper Posted December 22, 2019 Author Report Share Posted December 22, 2019 Good idea. thanks. They have at least 4 of my old defaulted cc accounts. They keep spoofing ll local phone Numbers and sometimes they spoof mine for other debtors. I get angry messages from people telling me to quit calling them when I never have. Quote Link to comment Share on other sites More sharing options...
nobk4me Posted December 23, 2019 Report Share Posted December 23, 2019 On 12/22/2019 at 4:10 PM, Casper said: Good idea. thanks. They have at least 4 of my old defaulted cc accounts. They keep spoofing ll local phone Numbers and sometimes they spoof mine for other debtors. I get angry messages from people telling me to quit calling them when I never have. Could this be a violation? Maybe consult a consumer attorney. Quote Link to comment Share on other sites More sharing options...
Casper Posted December 24, 2019 Author Report Share Posted December 24, 2019 ^ maybe. Both FDCPA and TCPA, but there is the matter of proof. There are just a bunch of people reporting who the numbers really are on the internet. Quote Link to comment Share on other sites More sharing options...
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