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Casper

Portfolio keeps lowering the balance I owe. What are they up to?

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I've gotten two credit monitoring alerts that Portfolio has lowered the balance I owe them by small amounts over the past 4 months.  Like $35 and $90.

 

Are they trying to make it look like I've been sending payments?

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Good idea.  thanks. They have at  least 4 of my old defaulted cc accounts.  They keep spoofing ll local phone Numbers and sometimes they spoof mine for other debtors.  I get angry messages from people telling me to quit calling them when I never have.

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On 12/22/2019 at 4:10 PM, Casper said:

Good idea.  thanks. They have at  least 4 of my old defaulted cc accounts.  They keep spoofing ll local phone Numbers and sometimes they spoof mine for other debtors.  I get angry messages from people telling me to quit calling them when I never have.

Could this be a violation?   Maybe consult a consumer attorney.

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^ maybe.  Both FDCPA and TCPA, but there is the matter of proof.  There are just a bunch of people reporting who the numbers really are on the internet.

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