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The Arbitration Provision

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Here is a nice Arb clause under a Surge credit card account. There are other parts but the opening statement is good. 

ARBITRATION PROVISION: PLEASE READ CAREFULLY: ''This Arbitration Provision (the "Provision") waives any right to file claims in court, other than a small claims court, or to participate in a class action or other consolidated proceeding''.  This is really nice in regards to states that prohibit assigness from filing claims in small claims court. 

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