Kmk Posted January 5, 2020 Report Share Posted January 5, 2020 Hi, I'm new here. I just received my first letter from Stenger and Stenger stating I have 30 days to validate a debt in writing. It's from an account from credit one which is now owned by LVNV in amout of $839. It appears based on my credit report that account was opened July of 2018. I have found my agreement through links provided here. I am planning to send the DV letter around the 25 day. I'm hoping just to buy time to pay it off when I get my taxes. I'm in Michigan (yes I have read the michigan board) so would Arbitation even be worth it? And what am I looking at in terms of a timeframe? Will sending a dv letter buy me enough time to end of Feburary beginning of march to hopefully have taxes back to just pay it? Thanks Quote Link to comment Share on other sites More sharing options...
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