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being sued by portfolio recovery associates llc

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I'm being sued by portfolio recovery associates llc in Arizona and am having trouble with my affirmative defense, I cant find the 

proper laws in Arizona.

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Your only possible affirmative defenses to the debt are Statute of Limitation or Identity Theft.  But since this is a Synchrony debt, your best shot at dealing with this is to use arbitration.  In that case, you would assert a "court lacks subject matter jurisdiction on the basis that the claims are subject to arbitration" affirmative defense in your answer.
https://www.creditinfocenter.com/community/topic/329436-arbitration-overview-and-strategy-2018-most-up-to-date-info/

 

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