Jump to content

Midland Lawsuit in Texas @fisthardcheese


Recommended Posts

A server left court documents with my mom last week that are fro Midland Credit for a lawsuit against me.. I have attached the paperwork that the server left, and I am in the process of filing my answer. Can someone take a look at the documents and assist me. Any help is greatly appreciated. I had a Best Buy/Citi Bank credit card and it was sold to Midland. The amount they are suing for is $4470.39. Midland included a few statement pages from Citi Bank I believe right before Midland purchased the debt. 

*update- I have filed my answer with the court.


Link to comment
Share on other sites

It is a standard Justice Court debt collection lawsuit.  Both you and Midland would have to petition the court to do discovery after permission is granted.  Otherwise it is trial by ambush.

CITI has a carve out for small claims cases and arbitration.  Whether or not the Judge will consider their JP court small claims is open to THEIR interpretation regardless of what some will argue.  If you want to try a MTC arbitration (worst that happens is it is denied) then you need to invoke private contractual arbitration in JAMS in your answer as an affirmative defense.  Texas is one of those jurisdictions that it can get sticky with Judges ruling you waive your right to arbitration if you don't assert it in your answer.  

You need to pull down those documents because you didn't redact out your name!  Also if this is in JP court in Dallas Precinct 4 is Judge Hubner.  SHE is a very objective and level headed judge.  I successfully sued a collection agency in her court and she complimented me on how thorough I was in arguing my case and presenting it.  She also made great efforts to educate herself on the FDCPA and TCPA.  

Link to comment
Share on other sites

  • 1 month later...

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.