BeardedDragon Posted April 16, 2020 Report Share Posted April 16, 2020 All right so here's the details, and just curious on my options now. My wife was sued by a bank for a card we failed to keep current after a rough patch of time we went through. After a few resets of the 1st initial court dates being pushed out, she was ordered to go to mediation with the other party to see if a settlement could be reached. My Wife kept getting the run around from the bank's lawyers as she tried to schedule mediation, as they just wanted to handle a settlement themselves without mediation. So after a few months of not getting them to answer my wife's proposal or even counter it, she reached back out to the mediation people and had them notate that we weren't getting any call backs or responses from the other lawyers. A few weeks went by and then my wife received a letter in the mail stating the court was calling the Bank back to court so as to provide an update or more information as they hadn't heard anything from anyone, and needed know how they are going to proceed with the case. My wife called and the court clerk advised this was something that she did not need to be present for, but she went anyways just to see the outcome. That day came and the bank's lawyers didn't show up. A few days later we got the notification that the case was dismissed, which was back around October of 2019. The 4 year mark was September of 2019 from the time the account went behind. So my questions are, being that we are now past the 4 year mark since the account went behind can anything be done on their part such as taking her back to court? Also, being it was now dismissed, does that give us any options to having it removed from her credit report, or would she still need to wait the rest of the 7 yrs for it to fall off. I hope I explained that well enough and wasn't too confusing. If there any more questions to confirm any details just let me know and I will provide. Just curious on what we can do from here. Quote Link to comment Share on other sites More sharing options...
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