Ihatelawsuits Posted April 22, 2020 Report Share Posted April 22, 2020 Need to answer the attached complaint. Kind of confused on which paragraphs I need to answer. Thanks for any help. Midland Complaint Redacted.pdf Quote Link to comment Share on other sites More sharing options...
Clydesmom Posted April 22, 2020 Report Share Posted April 22, 2020 A general denial should be sufficient. When did you open the Cap1 account and when was the default? If the account was opened after 2010 then arbitration will not be an option as Cap1 removed it. Quote Link to comment Share on other sites More sharing options...
Ihatelawsuits Posted April 23, 2020 Author Report Share Posted April 23, 2020 14 hours ago, Clydesmom said: A general denial should be sufficient. When did you open the Cap1 account and when was the default? If the account was opened after 2010 then arbitration will not be an option as Cap1 removed it. It was after 2010 unfortunately. Quote Link to comment Share on other sites More sharing options...
Clydesmom Posted April 23, 2020 Report Share Posted April 23, 2020 3 hours ago, Ihatelawsuits said: It was after 2010 unfortunately. Then you can't use arbitration as a strategy and it would not need to be listed as an affirmative defense. Your options are to defend the suit, settle, or BK if you have enough debt. Given the uncertainty of how bad the economic fall out will be I would hold off on the BK because the other creditors (if you have them) may not pursue you at all. Quote Link to comment Share on other sites More sharing options...
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