talha

improve credit score through credit builder loan

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Hi, I am currently in IL and trying to improve my credit score (for mortgage and car lease/finance) in a short span. One of the technique that I would like to use (suggested by online experts) is getting a credit builder loan and paying it off by 91.1% almost immediately to boost my scores and the remainder 9% in the next x number of years

  • I have equifax score in 700s but the other 2 TU/EX is in mid to low 600s
  • Navy is not an option for me as I don't have any relatives in the forces. 

Here is a list that I have consolidated through the research that seems to be the answer (but I want  an expert to confirm it)

- Andrews FCU

- Ideal Credit Union

- Security Service Federal Credit Union (SSFCU)

Thanks

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