Information on all 3 Bureaus

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Is it required that a creditor and/or collection agency report the same information to all three credit bureaus?  I have several accounts and they have inconsistencies and want to know if there is something I can do which will help me remove those accounts.  One is a charge off and one is Santander which was settled for less in 2016.  It was actually all paid off minus the late charges and they held the title hostage until we paid the late charges off.

If there is a letter that can be used, I would appreciate it.  Thank you.

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