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Debt Collector did not sign for DV

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4 hours ago, WhoCares1000 said:

That is where your husband should have answered and demanded they stop calling (and send a separate letter). In fact, he might still have a TCPA violation if you have those records since he never gave anyone permission to call him on his cell phone.

I would suggest getting the stuff ready for arbitration now and understanding how the process works. Until you have these people backed into a corner and realizing that this is going to cost quite a bit, they will probably not settle for too much.

Thanks, that's good advice.

I'm getting familiar with the arbitration process. I have a hearing scheduled for next week with a MTC I prepared based on information from this site, which has been extremely helpful and informative.

The one in this thread is a Synchrony account, so it'll probably have a good arbitration clause based on what I've read here.

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