anitarose122 Posted July 26, 2020 Report Share Posted July 26, 2020 I was sued by Midland Funding llc in Jan 2019. I answered and appeared in court where I filed a motion to compel arbitration. I paid the $250 fiing fee. Jams sent Midland an invoice, but Midland never paid the required $1,250 fee. A final request was sent to Midland by Jams on July 2019. The request states if fee is not received within 30 days, the file will be closed. To this day I have not heard anything. What is my next step? Do I contact Jams and request a formal closing of the case? Can I have the derogatory account removed from my credit report? Thank you for any help I receive. Quote Link to comment Share on other sites More sharing options...
BackFromTheDebt Posted July 26, 2020 Report Share Posted July 26, 2020 Contact JAMS about this. They often wait much longer than 30 days to be extra fair and to increase their chances of getting paid. During these times, it is likely they are waiting even longer. Quote Link to comment Share on other sites More sharing options...
Brotherskeeper Posted July 26, 2020 Report Share Posted July 26, 2020 @anitarose122 Was a stay of the case pending arbitration also granted in the judge's order to compel? Midland is in default of the arbitration. Quote Link to comment Share on other sites More sharing options...
anitarose122 Posted December 4, 2020 Author Report Share Posted December 4, 2020 I called jams regarding my case. She stated my case had been closed due to Midland not paying the required fees. What is my next step? Can I get it removed from my credit report? If so, how? Tyia Anita Quote Link to comment Share on other sites More sharing options...
WhoCares1000 Posted December 4, 2020 Report Share Posted December 4, 2020 Depends on how the judge ruled on the Motion to Compel Arbitration. If the judge completely ended the case, then there is nothing you need to do on the court side. If the judge simply stayed the case pending arbitration (more likely), then you need to file a motion for sanctions in the court stating that Midland refused to comply with arbitration. In the motion, you ask for a dismissal with prejudice as one of the sanctions. That said, because the case was not tried on its merits, you might not be able to get the trade line removed. If you do end up requesting sanctions and get the dismissal with prejudice, then you can try to get it removed and become a thorn in the side of the CRAs, but don't be surprised if Midland fights this because at this point, their only leverage is to keep the trade line on your report as long as possible. Quote Link to comment Share on other sites More sharing options...
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