firstname.lastname@example.org Posted August 4, 2020 Report Share Posted August 4, 2020 I had a citi cards/costco that i couldn't make anymore payments on. They sold my account to Calvary. I have disputed this via the credit bureaus and have talked to Calvary twice so far to try to come to an agreement to settle. I have not expressly or otherwise have admitted this is my debt. They refuse to settle with me for less than 55%. the balance is $5406. Please help me. I have read on here a lot about Arbitration. What exactly do i need to write on that form if that is still a good idea to go with. Thank you! - Irena Quote Link to comment Share on other sites More sharing options...
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